Positives Of A Good Mediclaim Policy!

Don’t confuse yourself to death people, pondering about the difference between a healthcare policy and mediclaim policy. A mediclaim policy is merely a health insurance policy that can manage your medical expenses up to the sum assured if you get hospitalized because of illness or meet with a tragic accident. Other than saving you from your financial worries, by investing in a mediclaim policy, you can enjoy tax rebate under section 80 D of Income Tax Act.

As you grow old, you are burdened by the responsibilities that suddenly fall on your shoulder. There are so many reasons for which you need to save your money. Imagine you strike across a medical emergency, and you need to get hospitalized. Do you think you will be ready to shell out a huge lump sum of 50,000 to 1 Lac at a sudden go and ruin your entire financial planning? Even imagining the scenario makes you sweat profusely in terror right? This is when a mediclaim policy will jump in and rescue you from your economic miseries. So to ascertain that you and your loved ones get an affordable health care compare mediclaim policy and buy the best one before it gets too late.

What Will a Mediclaim Policy cover?
  • Charges incurred during hospitalization
  • Hospital accommodation bills
  • Post-hospitalization and pre-hospitalization charges
  • Fees of the medical experts
  • Daycare treatment 

Checklist for buying the best Mediclaim policy:
  • What is the sum assured and what is the coverage you need
  • Consider their customer service
  • Maximum age renewal offered
  • If it covers maternity benefits
  • Involves regular or single premium
  • Sub-limits mentioned for other expenditures
  • What they cover in critical and pre-existing illnesses
  • The network of hospitals under them

The mediclaim policy from Religare Health Insurance is trusted by a large number of people and counted as one of the best plans. Religare is present for a very long time in the healthcare market, and the plans are specially designed keeping in mind the needs of individuals. Do a lot of research and compare amongst the top policies before you settle for the one you consider perfect.

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