Trends For Health Insurance In India

Life is a delicate gift of nature, and there are numerous things which can disturb the peaceful existence of a disbalance. Life can bring in many unprecedented surprises-both excellent and critical. It is always the best idea to be prepared for any unseen catastrophes there are always going to problems that come out of nowhere and disturb the stability of our lives. Having a reliable mediclaim policy at hand can assure one that they are well taken care of, without leaving it all up to luck. Let us explore some of the mediclaim policies available in India in detail: Religare : Religare is one of the most prominent names in the health insurance realm, and it boasts of providing upto 40 lakhs of coverage, 2 lakhs organ donor coverage and 60 days post hospitalization aid. It also grants 100% no claim bonus. ICICI Lombard: ICICI Lombard boast of a comprehensive health insurance with super top-up health booster and individual protection plan, which gives one a full solution in times o...

It is not news that medical aid is extremely expensive and is almost a privilege for people who are not that well-to-do. With age, our body becomes vulnerable to more medical problems and can be subjected to a lot of different illnesses. So it is very important to have a good health insurance in place, especially for the older people in our family, as it protects them from the unpredictability of health issues which comes with old age. They are in a vulnerable state of their lives and a bit more care than usual. However, there are many companies which administer health insurances for senior citizens in India, and picking one to suit your unique needs is of utmost importance. Let us explore some things one should keep in mind while looking for a health insurance in India. Security: When we speak of security associated with health insurance, we speak of both the financial as well as emotional security. Most of us work in a regular job and cannot stay with our parents at all times,...

A family floater policy is a health insurance policy in which several members of a family get the benefits of coverage against the family floater plan by paying a single premium every year. As the cost of medical bills is increasing at rocket speed, family health insurance plans work efficiently in saving the medical expenses. The huge benefit that comes with family floater plans is the sum assured can be distributed among family members. It works as a beneficial plan for couples that can get the combined compensation instead going for the individual plans that cost much more. Here are some benefits of family floater plan:  Some of the key features of family floater plan: ● The first key feature of a family floater plan is the sum assured is eligible to cover self, spouse, and children. In some cases, the plan can extend to parents also. ● The second key feature offered by this plan is a cashless facility in the networking hospital of the insurer.     ...

The rising prices of medical facilities have made it mandatory to buy medical insurance to secure their life against the odds. Health insurance comes with enormous benefits taking the security of an individual or family to next level. Majority of Indians buy health insurance in order to protect themselves against the governmental taxes. However, this belief needs a termination and actual necessity of health insurance should be spread for a better cause. Some of the people get relaxes with the employer’s promise of health coverage, but the soaring medical expenses have crossed the station years ago where corporates’ medical facilities roam. The other cause to go for personal health insurance is your job doesn’t guarantee the medical insurance in case you decided to quit the company, the services seize with your resignation. Here are few tips to educate you smartly choose the best health insurance plan: Pick The Right Coverage Amount: The financial advisors suggest to always sele...